Some People Know Exactly What They Want

We appreciate that some people know exactly what they want and do not require any advice from us. In such cases we are usually happy to transact the business on an 'Execution-only' basis.

This is where a transaction is executed by us upon your specific instructions, and where we do not give advice about the merits or otherwise of the transaction.

Our use of online platforms has now opened up a greater possibility for those wishing to choose their own investments. Rather than worring about whether you should have a product from a particular provider, all you need do is tell us which type of product you require, ie general investment account using unit trusts, OEICs, investment trusts or direct shareholdings; an investment ISA account; an onshore or offshore life assurance bond, or a self invested pension fund); and which fund or funds you require and in what proportions. One major advantage of using an investment platform is that if you decide to switch your investments in the future there is no charge for doing so apart from possibly an administrative charge made by us for high levels of switching.

If you would like to have a no-obligation discussion about our execution only service please contact us on enquiries@arch-fp.co.uk or telephone 01483 204600 (if local) or 0845 3700 660 (local call charge only) and ask for Sarah Bond.

Nucleus Wrap

In January 2012 Nucleus had 3,025 unit trust/OEIC funds from over 100 fund management groups in addition to 270 investment trusts, 252 exchange traded funds (ETFs), 611 individual equity holdings, 99 gilts and bonds and 12 structured products.

The charges on the Nucleus Wrap are totally transparent. Apart from our fees (which are reduced for execution only business) you would pay 0.35% pa for the Nucleus Wrap charge and a reduced annual management charge to the fund manager (typically around 50% of their standard AMC). There is usually no initial fee apart from our reduced fee.

Where Next For The Economy?

We have produced a précis of the economic outlook which was expounded by Stephanie Flanders, the BBC's Economic Editor, at the New Model Adviser Conference and Awards which took place in the Lancaster London Hotel on 12th and 13th January.

Stephanie said that this has been an unusual recession and gave examples such as the fact that we have not seen the level of corporate failures as in past recessions.

Stephanie also dealt with what we should look out for in 2012 and what is happening to the Euro.

The Outlook is More Encouraging From Kazakhstan!

If, as investors, we could get a better grip of what is happening in places like Kazakhstan and the way that the needs and desires of peoples like the Kazakhs will drive the world’s economy, we would stop leaving quite so much money in deposit accounts where it is of little use to anyone.  Instead we would invest in companies both here and abroad which can take advantage of the great global advancement in places which, until now, we might have found difficulty in finding them easily on a map.

For more information on this please refer to the Arch Blog.